Fact-checked for current mutual fund rules and practices: August 2026 You do not need a Demat account to invest in most regular mutual fund schemes...

Insights & Ideas in Finance

Goal-based investing helps you decide how much to invest, where to invest, and how much...

As your salary grows, your ability to save usually increases too. But if your SIP...

Your savings are sitting in your bank account. You have finally decided to start investing....

You may start with a SIP amount that fits your budget today, but your income...

You have been investing ₹5,000 every month through SIP for the last 18 months. Now...

You finally started your first SIP, and within a few days or weeks, the market...

If your financial problem is temporary, pausing your SIP is usually the better choice because...

Reviewing your mutual fund portfolio means checking whether your investments are still helping you achieve...

There is no single best investment plan in India. The best investment is the one...

The biggest difference between Mutual Funds and NPS isn’t returns—it’s how and when you can...

Most people review their salary every year. Some even check their investments every week. But...

Not always. Having too many SIPs isn’t automatically a problem, but if several of them...

To match an average Indian retirement income of around ₹50,000–₹60,000 per month in today’s value,...

For years, ₹1 Crore has been one of the most popular SIP goals. It sounds...

In simple terms, what happens to your NFO after 5 years depends on the type...

If your goal is purely wealth creation, a long-term SIP will usually generate more wealth...

Young Indians are increasingly choosing SIPs over gold because SIPs offer a lower entry barrier,...

Artificial Intelligence (AI) is changing mutual fund investing by helping you make faster, more informed...

If you’ve inherited mutual funds from a parent, the first thing you should know is...

If your mutual fund is underperforming, don’t rush to redeem it. The right approach is...

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