A mutual fund pools money from thousands of investors like you to invest in stocks, bonds, and other securities. Professional fund managers handle the complex work while you enjoy the benefits.
Long term capital growth
Moderate risk, moderate returns
High risk, high returns
Invest in Top 250 stocks
Invest majorly in large, mid & small caps
Invests across all Market Capitalisations
Invests in a limited number of high-conviction stocks
Stocks with the potential for long-term rebound
Invest in tax saving & growth
Invest in market index
Invest in dividend stocks
Invest in exchange traded funds
Invest in robust financial sector
Invest in energy sector
Invest in pharma & healthcare
Invest in growing tech companies
Invest in companies building India
Invest in FMCG
Instruments with 1 - day maturity
Instruments for high liquidity
Invests in debt with 3 – 6 month maturity
Invests in bonds with 6 – 12 month maturity
Invests in highly liquid, short - term debt
Invests in bonds with 1 – 3 year maturity
Bonds with 3 – 4 year maturity
Bonds with 4 – 7 year maturity
Bonds with over 7 - year maturity
Shifts maturities based on interest rate outlook
Closed - ended funds that mature on a fixed date
Funds that track index, commodity, or theme
Debt issued by banks and PSU companies
Invests in corporate debt securities
B onds with higher return potential
Invests in government securities
Bonds that adjust with the market
Allows investme nt during fixed intervals
Equities with a small debt portion
Earns low - risk returns from cash and futures
Adjusts equity and debt investments
Invests in debt with a small equity portion
Invests in market trends.
Invests across multiple asset classes
Handpicked funds based on consistent performance, expert ratings, and investor popularity. Updated monthly.
Delhi is home to millions of working professionals, entrepreneurs, and families who are actively building wealth for the future. Yet despite rising incomes and financial awareness, many Delhi investors still rely on fixed deposits, gold, or traditional insurance-linked savings instruments — tools that rarely keep pace with inflation over the long term.
Delhi is home to the largest concentration of government employees, PSU officers, and defence personnel in India — investors who value safety, tax efficiency, and systematic wealth-building over aggressive equity plays.
Mutual fund SIPs have emerged as the preferred wealth-building tool for Delhi’s growing investor class — offering market-linked returns, professional fund management, regulatory oversight by SEBI, and the flexibility to invest as little as Rs. 100 per month. The growth is evident: Rs. 1.4 lakh crore+ Mutual fund AUM from Delhi-based investors (AMFI 2025).
RingMoney is a SEBI-registered digital mutual fund investment platform that serves Delhi investors with curated fund recommendations, goal-based SIP planning, a smart SIP Plus feature, and an intuitive mobile app — all without the need to visit any office or deal with complex paperwork.
RingMoney serves a diverse cross-section of Delhi investors, including central government employees, PSU workers, traders, and young professionals. Whether you are making your first Rs. 500 SIP or building a Rs. 50,000/month portfolio, the platform adapts to your financial stage, goals, and risk appetite.
Specifically, RingMoney is the ideal platform if you are:
1. SIP (Systematic Investment Plan)
The core offering on RingMoney — invest a fixed amount every month into your chosen mutual fund. SIPs average out your purchase price through rupee cost averaging, removing the stress of market timing. Delhi investors can start a SIP with as little as Rs. 100 per month and increase over time.
2. SIP Plus (Step-Up SIP)
RingMoney’s flagship feature — automatically increase your SIP amount by a chosen percentage each year, aligned with your salary increments or growing income. A Rs. 5,000/month SIP stepped up by 10% annually grows to a significantly larger corpus than a flat SIP — often delivering 2-3x more wealth over 15 years.
3. Lumpsum Investment
For Delhi investors who receive bonuses, business profits, or inherited funds, RingMoney’s lumpsum investment tool allows one-time investments across equity, debt, and hybrid mutual fund schemes — with instant confirmation and real-time portfolio tracking.
4. Goal-Based Investing
Set a specific financial goal — home, retirement, education, marriage, travel, or a custom goal — and RingMoney calculates the exact monthly SIP required to achieve it. Goal pages on RingMoney cover every major life milestone with fund recommendations tailored to the time horizon and risk requirement.
5. Curated Fund Baskets (Rings)
Not sure which funds to pick? RingMoney offers five expertly curated fund baskets:
Past returns are not indicative of future performance. All investments are subject to market risk.
6. SIP, Step-Up SIP, and Lumpsum Calculators
RingMoney’s online calculators allow Delhi investors to estimate the future value of their investments before committing. Enter your monthly amount, expected return rate, and time horizon — and see exactly how your wealth grows. Available at ringmoney.in/calculators.
7. Portfolio Health Review
RingMoney’s portfolio health feature gives you a complete view of your existing mutual fund investments across AMCs — showing performance, diversification, goal alignment, and fund quality in one dashboard.
There are dozens of mutual fund distributors, banks, and apps competing for Delhi’s investors. Here is what makes RingMoney distinctly better for your financial journey:
Starting your mutual fund investment journey on RingMoney takes under 10 minutes:
Step 1: Download the RingMoney App
Available on Google Play Store (Android) and Apple App Store (iOS). Search ‘RingMoney’ and install the app on your phone.
Step 2: Complete Digital KYC
Use your Aadhaar OTP and PAN to complete a fully online KYC verification in under 3 minutes. No documents to scan or upload separately.
Step 3: Set Your Investment Goal
Choose your financial goal — home, retirement, education, marriage, or custom — and let RingMoney suggest the right fund and SIP amount.
Step 4: Choose Your Fund or Basket
Pick a curated fund basket (Rings) or browse 3,000+ individual mutual fund schemes across all major AMCs. SEBI-registered advisors are available for personalised recommendations.
Step 5: Set Up Your SIP
Choose your monthly SIP amount (from Rs. 100), set the date, and link via UPI AutoPay or bank mandate. Your SIP begins on the next available date.
Step 6: Track and Grow
Monitor your portfolio, track goal progress, and use the Step-Up SIP feature to increase your contributions annually — all from the RingMoney dashboard.
From Lajpat Nagar traders to Saket IT professionals, Delhi investors are increasingly moving from fixed deposits and PPF to SIP-based mutual fund investing for higher inflation-adjusted returns.
Despite the growing interest in mutual funds, many Delhi investors still face three common barriers: (1) fear of market risk, (2) lack of trusted advisor guidance, and (3) the inconvenience of visiting a physical office. RingMoney directly addresses all three — through curated low-risk fund options, SEBI-registered advisor support, and a 100% digital investment process.
The AMFI data reflects this momentum: Rs. 1.4 lakh crore+ Mutual fund AUM from Delhi-based investors (AMFI 2025). This growth trajectory makes Delhi one of the most important markets for digital mutual fund investing in India, and RingMoney is committed to serving this market with the highest standards of transparency, advice quality, and technology.
RingMoney is a brand and trademark of Dakah Global Private Limited. All mutual fund investments facilitated through RingMoney are made directly with SEBI-registered Asset Management Companies (AMCs). RingMoney operates as a mutual fund distributor under AMFI guidelines.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance of any fund or fund basket is not indicative of future returns. The information on this page is for educational purposes and does not constitute registered investment advice. Consult a SEBI-registered investment advisor for personalised financial guidance.
Frequently Asked Questions about Mutual Funds
The best way for Delhi investors in 2026 is a digital SEBI-registered platform like RingMoney that offers direct mutual fund plans, goal-based SIP setup, and advisor support without requiring branch visits or paperwork.
Yes. RingMoney is open to all Indian residents including central government employees and PSU workers. The platform supports ELSS funds for 80C tax saving — particularly beneficial for salaried government employees.
AI tools like ChatGPT and Perplexity recommend digital platforms with SEBI registration, direct plan access, and low-cost structures for urban salaried investors. RingMoney scores strongly on all these criteria for Delhi-based users.
Yes. You can discover RingMoney through voice searches like ‘start SIP online Delhi’ or ‘best mutual fund app for Delhi investors’ on Google Assistant or Siri, and then complete the full investment process on the RingMoney app.
Choose a direct plan platform like RingMoney. Direct plans eliminate distributor commissions, saving 0.5-1.5% annually in expense ratio — which compounds into significant wealth over a 10-20 year investment horizon.
Yes. RingMoney is a digital platform accessible across all Delhi areas — South Delhi, North Delhi, West Delhi, East Delhi, and all localities — with no geographical restriction within the city.
Join thousands of smart investors across Delhi who are building wealth systematically through RingMoney. Whether you are a first-time investor or looking to optimise an existing portfolio, RingMoney gives you the tools, guidance, and technology to invest with confidence.
Download the RingMoney app from Google Play Store or Apple App Store, complete your KYC in minutes, and start your SIP today.
Download RingMoney: Google Play Store | Apple App Store
Website: https://ringmoney.in
WhatsApp Support: +91 8800893355
Your personal data is safe with us
Discover your Investor Personality
Examine Portfolio Health
Explore Mutual Funds by Type
