At RingMoney, we believe investing should be easy, rewarding and safe. We bring together expertly curated opportunities, personalized portfolio strategies and rock-solid security – so you can grow your wealth with complete confidence & zero complexity
Turn your regular SIP into a smarter wealth engine. With SIP Plus, you step up contributions as your income grows, helping you reach your financial goals faster and smoother. It’s simple, automated, and designed to keep you ahead of the curve.
From risk profiling to tier-level achievements to family tracking—everything is tailored to give you a smarter, more informed investing experience.
Markets move fast, and so do we. From sector-level trends to company deep dives to portfolio health—get the kind of insights that help you stay ahead, not just informed.
Our platform makes it simple: select your goal, set your monthly investment, and watch your money grow towards your dreams.
At RingMoney, we empower you to take control of your financial future. Our innovative investment solutions are designed to help you achieve your goals.
Designed for investors looking to align their portfolio with India’s economic ascent.
Best suited for new investors seeking low-risk, steady returns and a simplified path to long-term wealth creation.
Best suited for goal-driven investors with a long-term vision, aiming to build substantial wealth by 2030
Best suited for investors seeking global exposure, currency diversification, and long-term growth beyond Indian markets
Best suited for value-conscious investors who seek quality companies at reasonable prices with long-term wealth creation in mind.
Real investors, real results. Hear how our expert insights, AI-powered tools & SEBI-registered advisors are helping users invest smarter and grow their wealth confidently.
We protect your money with the best-in-class security systems that help minimize frauds.
Find answers to your most pressing questions about investing with RingMoney.
RingMoney makes mutual fund investing easy by helping you explore, compare, and invest in the right funds quickly. With simple tools, transparent information, and a fully paperless process, it ensures your investment choices are smarter and stress-free.
You can sign up using your mobile number or email. Once registered, complete your free KYC verification — it only takes a few minutes and is 100% paperless.
No, you don’t need a Demat account. You can start investing directly through RingMoney after completing your KYC.
Absolutely. All investments are made directly with SEBI-registered AMCs (Asset Management Companies). RingMoney only facilitates the process; your funds remain securely with the respective mutual fund houses
Yes! RingMoney is mobile-friendly, allowing you to track, invest, or redeem your funds anytime, anywhere.
RingMoney offers SIP (Systematic Investment Plan) and Lumpsum investment options, allowing you to invest as per your goals, timeline, and risk appetite.
You can start your SIP with as little as ₹100 or make a Lumpsum investment starting from ₹500 — making it easy for everyone to begin their investment journey.
Yes, you can easily modify, pause, or cancel your SIP at any time through the RingMoney app or website — no paperwork or hassle.
You can explore curated fund baskets like Rising India or use tools like Goal Calculator on RingMoney to find funds aligned with your financial goals.
Your dashboard gives you a complete overview of your portfolio, performance insights, and growth tracking — all updated in real-time.
Mutual funds pool money from multiple investors to invest in diversified assets like stocks, bonds, or hybrid instruments, managed by professional fund managers.
RingMoney offers Equity Funds, Debt Funds, and Hybrid Funds, each catering to different goals, durations, and risk levels.
SIP (Systematic Investment Plan) is a method of investing in mutual funds where you invest a fixed amount at regular intervals — like monthly or weekly — instead of putting in a lump sum at once.
Like all market-linked investments, mutual funds carry some risk. However, diversification and professional fund management help reduce overall risk compared to direct stock investing.
You can redeem anytime by selecting your fund in the holdings section and choosing the ‘Redeem’ option. The amount is usually credited to your linked bank account within a few working days.
No hidden charges! RingMoney allows you to invest in Mutual Funds, which have lower expense ratios and higher returns compared to regular plans.
You can invest using Net Banking, UPI, or AutoPay mandates, making your transactions quick and seamless.
All payments are processed through secure, bank-grade encryption. Your financial information is fully protected at every step.
Yes, you can set up an AutoPay or e-Mandate to ensure your SIP payments are made automatically on the chosen date — no manual effort required.
If your SIP payment fails, your bank may charge a penalty for the failed transaction. To avoid any unnecessary charges, make sure your account has sufficient balance or consider pausing your SIP in advance if you anticipate a missed payment. This helps you stay in control of your investments without incurring extra fees.
Once payment is completed, it usually takes 1–2 working days for your investment to be processed and appear in your holdings.
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