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3-YEAR ABSOLUTE RETURNS — ALL RINGS

Rising India

Equity · Long-term growth

+55.4%

3Y Absolute

Vision 2030

Equity · 5-7 year horizon

+48.4%

3Y Absolute

Quality Buy

Value equity · Fundamentals

+37.6%

3Y Absolute

First Time Investor

Hybrid · Conservative

+34.6%

3Y Absolute

Global Stars

International equity

+19.7%

3Y Absolute

Expert-Curated Fund Baskets

Five Rings. One click to invest. Home Retirement Education Destination Marriage Car

Stop picking individual funds. Rings are ready-made mutual fund baskets built by SEBI-registered advisors — each one matched to a specific risk profile, investment horizon, and return objective. Choose the Ring that fits you. Start from ₹10,000. Invest in minutes.

Calculators

RingMoney’s calculators are designed to give you instant clarity on your investment journey—whether you’re starting a SIP, making a lumpsum investment, or planning your future goals. These tools help you estimate returns, understand timelines, and identify the right investment amount needed to reach your target wealth.

SIP

Step-up SIP

Lumpsum

What is a Ring and how does it work?

First

SEBI-registered advisors select 3–6 funds per Ring, each scoring high on returns, risk-adjusted performance, and fund manager quality.

Expert curation

Second

One Ring investment spreads your money across multiple fund managers, market caps, and sectors — in one click, no manual allocation.

Instant

Third

Start a monthly SIP into a Ring or invest a lumpsum. Both options are available. Your SIP is split proportionally across all funds in the basket.

SIP or lumpsum

Fourth

All funds in your Ring appear in a single portfolio dashboard. Watch your Ring grow, see fund-level performance, and top up any time.

Track progress

All 5 Rings — Pick what fits your profile

Compare risk, returns, and minimum investment across all Rings. Every basket is reviewed and rebalanced periodically by our advisory team.

Rising India

Designed for investors looking to align their portfolio with India’s economic ascent.

Min. Investment

₹ 15,000

Absolute Return (3Y)

+ 56.6%

First Time Investor

Designed for investors looking to align their portfolio with India’s economic ascent.

Min. Investment

₹ 10,000

Absolute Return (3Y)

+ 36%

Vision 2030

Designed for investors looking to align their portfolio with India’s economic ascent.

Min. Investment

₹ 25,000

Absolute Return (3Y)

+ 48.6%

Global Stars

Designed for investors looking to align their portfolio with India’s economic ascent.

Min. Investment

₹ 25,000

Absolute Return (3Y)

+ 52.6%

Quality Buy

Designed for investors looking to align their portfolio with India’s economic ascent.

Min. Investment

₹ 25,000

Absolute Return (3Y)

+ 37.2%

Compare all Rings at a glance

Side-by-side comparison of every Ring's key metrics — returns, risk, minimum investment, and recommended investment horizon.

Sort by:

Ring	3Y Absolute Return	Risk	Horizon	Min. Investment	Best For	Action
Rising India	+55.4%		5+ years	₹15,000	Growth investors, India-bullish portfolio	Invest →
Vision 2030	+48.4%		5–7 years	₹25,000	Goal-oriented investors, 5–7 year plan	Invest →
Quality Buy	+37.6%		5+ years	₹25,000	Value investors, quality-focused compounding	Invest →
First Time Investor	+34.6%		3–5 years	₹10,000	Beginners, conservative risk profile	Invest →
Global Stars	+19.7%		5+ years	₹25,000	Global diversification seekers	Invest →

All return figures are 3-year absolute returns. Past performance is not indicative of future results. Investments are subject to market risk.

Reasons to Choose RingMoney

Explore the benefits of selecting RingMoney today.

Product Comparison

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Frequently asked questions about Rings

Answers to the most common questions Indian investors ask before investing in a Ring.

Answers to the most common questions Indian investors ask before investing in a Ring.

A Ring is a curated mutual fund basket on RingMoney — a pre-selected group of funds chosen by SEBI-registered advisors based on a specific investment theme, goal, and risk profile. Instead of researching individual funds yourself, you invest in a Ring and get instant diversification across multiple carefully selected funds in a single click.

Which Ring has given the best 3-year returns?

Rising India has delivered the highest 3-year absolute return of +55.4% among all five Rings, followed by Vision 2030 at +48.4%, Quality Buy at +37.6%, First Time Investor at +34.6%, and Global Stars at +19.7%. Important: past performance is not indicative of future returns. Higher past returns also typically mean higher risk. All investments are subject to market risk.

What is the minimum amount to invest in a Ring?

The lowest minimum is ₹10,000 for the First Time Investor Ring. Rising India starts at ₹15,000. Vision 2030, Global Stars, and Quality Buy each have a minimum of ₹25,000. All Rings support monthly SIP so you can invest a fixed amount every month rather than a one-time lump sum.

Which Ring is best for a first-time mutual fund investor?

The First Time Investor Ring is specifically designed for new mutual fund investors. It has the lowest minimum investment (₹10,000), the lowest risk profile (balanced equity-debt), and has delivered a 3-year absolute return of +34.6%. It is the most conservative Ring and the best starting point for investors who want equity exposure with reduced volatility.

Can I do a monthly SIP in a Ring instead of a lump sum?

Yes. All five Rings support SIP investing. You set a fixed monthly amount and it is automatically invested into the Ring’s constituent funds each month. SIP in a Ring benefits from rupee cost averaging across multiple funds simultaneously — removing the stress of timing the market on any individual fund.