Mutual Fund Overlap: How to Check If Your Funds Hold the Same Stocks
Quick answer: Portfolio overlap is the share of holdings two funds have in common. To check it, compare the funds’ latest monthly portfolios (from the AMC factsheet) or use an online overlap tool. Above 50% overlap between two equity funds usually means one is redundant. You’re paying two expense ratios for nearly the same portfolio. […]
Daily vs Weekly vs Monthly SIP: Does Frequency Change Your Returns?
Quick answer: Barely. A 15-year back-test on the Nifty 50 Total Return Index found daily SIPs returned about 12.18% XIRR, weekly 12.14% and monthly 12.09%, a gap of under 0.1 percentage point a year. Monthly SIPs aligned to your salary date are simpler, cause fewer bank debits and failed mandates, and are easier to stick […]
