Gilt Funds

AVERAGE RETURN

0.00%

nO. OF FUNDS

23

WHAT ARE Gilt Funds?

Gilt Funds invest exclusively in government securities, eliminating credit risk since they are backed by the Government of India. However, they remain sensitive to interest rate movements. Ideal for risk-averse investors seeking safety, transparency, and long-term capital appreciation through sovereign-backed instruments.

Top Gilt Funds

Here are some of the leading Gilt based on performance and AUM

GiltShort & Mid Term
Fund Size (In Cr.)
8,551
3Y Return
7.55%
GiltShort & Mid Term
Fund Size (In Cr.)
1,346
3Y Return
7.35%
GiltShort & Mid Term
Fund Size (In Cr.)
566
3Y Return
6.90%
Fund Size (In Cr.)
173
3Y Return
5.76%

FAQs

What are Gilt Funds?

Gilt Funds are a type of equity mutual fund that primarily invest in [core focus — e.g., large, mid, small, or mixed market capitalization companies, or a specific investment strategy]. These funds aim to generate long-term capital appreciation by investing in businesses with strong growth potential. They are ideal for investors looking for wealth creation through equity exposure.

These funds are suitable for investors who want to participate in the stock market and can stay invested for the long term, ideally 5 years or more. Gilt Funds are best for those with a [risk level — e.g., moderate, high, or aggressive] risk appetite, seeking long-term returns that can outperform inflation and traditional saving options.

Like all equity investments, Gilt Funds are subject to market fluctuations. The level of risk depends on the type of fund — for example, Large Cap Funds carry relatively lower risk, while Small and Mid Cap Funds are more volatile but may offer higher returns. Understanding your risk tolerance and investment horizon is key before investing.

Investors should ideally stay invested for at least 3–5 years or longer, depending on the fund type. Longer investment horizons help ride out short-term volatility and allow the fund to benefit from compounding. Gilt Funds are designed to reward patience and disciplined investing.

Yes, you can start investing in Gilt Funds through Systematic Investment Plans (SIPs) or lump sum investments on RingMoney. SIPs allow you to invest small amounts regularly, making equity investing more accessible and less risky. Lumpsum investments can be ideal for investors confident about market conditions and their risk profile.

RingMoney offers a seamless, paperless experience where you can compare, analyze, and invest in mutual funds easily. You get access to fund performance history, category insights, risk ratings, and calculators — empowering you to make informed decisions. Whether it’s Large Cap or Contra Funds, RingMoney helps you choose what fits your goals best.

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