LTCG on Mutual Funds in 2026: ₹1.25 Lakh Exemption, 12.5% Tax, With Examples

Quick answer: For equity mutual funds, gains on units held over 12 months are long-term capital gains (LTCG). The first ₹1.25 lakh a year is tax-free and the rest is taxed at 12.5%. Gains on units held 12 months or less are taxed at 20% (STCG). Debt funds bought on or after 1 April 2023 […]
How to Add or Change a Nominee in Mutual Funds (Step-by-Step, 2026)

Quick answer: You can add or change mutual fund nominees online in about 10 minutes through MF Central, the CAMS or KFintech websites, the AMC’s website, or the app you invest through. Since 1 March 2025, SEBI lets you name up to 10 nominees per folio, with a percentage share for each. You’ll need each […]


