Overnight Funds

Debt

AVERAGE RETURN

NA

nO. OF FUNDS

35

WHAT ARE Overnight Funds?

Overnight Funds invest in securities with a maturity of just one day, making them the safest among all mutual fund categories. They aim to preserve capital and provide modest returns with high liquidity. Ideal for investors looking to park their surplus money for a few days without taking on any credit or interest rate risk.

Top Overnight Funds

Here are some of the leading Overnight based on performance and AUM

DebtOvernight Fund
Fund Size (In Cr.)
112
3Y Return
6.45%
DebtOvernight Fund
Fund Size (In Cr.)
69
3Y Return
6.44%
DebtOvernight Fund
Fund Size (In Cr.)
8,743
3Y Return
6.37%
DebtOvernight Fund
Fund Size (In Cr.)
3,760
3Y Return
6.32%
DebtOvernight Fund
Fund Size (In Cr.)
319
3Y Return
6.32%
DebtOvernight Fund
Fund Size (In Cr.)
6,806
3Y Return
6.31%
DebtOvernight Fund
Fund Size (In Cr.)
1,262
3Y Return
6.31%
DebtOvernight Fund
Fund Size (In Cr.)
1,700
3Y Return
6.31%
Fund Size (In Cr.)
742
3Y Return
6.30%
DebtOvernight Fund
Fund Size (In Cr.)
11,872
3Y Return
6.30%

FAQs

What are Overnight Funds?

Overnight Funds are a type of equity mutual fund that primarily invest in [core focus — e.g., large, mid, small, or mixed market capitalization companies, or a specific investment strategy]. These funds aim to generate long-term capital appreciation by investing in businesses with strong growth potential. They are ideal for investors looking for wealth creation through equity exposure.

These funds are suitable for investors who want to participate in the stock market and can stay invested for the long term, ideally 5 years or more. Overnight Funds are best for those with a [risk level — e.g., moderate, high, or aggressive] risk appetite, seeking long-term returns that can outperform inflation and traditional saving options.

Like all equity investments, Overnight Funds are subject to market fluctuations. The level of risk depends on the type of fund — for example, Large Cap Funds carry relatively lower risk, while Small and Mid Cap Funds are more volatile but may offer higher returns. Understanding your risk tolerance and investment horizon is key before investing.

Investors should ideally stay invested for at least 3–5 years or longer, depending on the fund type. Longer investment horizons help ride out short-term volatility and allow the fund to benefit from compounding. Overnight Funds are designed to reward patience and disciplined investing.

Yes, you can start investing in Overnight Funds through Systematic Investment Plans (SIPs) or lump sum investments on RingMoney. SIPs allow you to invest small amounts regularly, making equity investing more accessible and less risky. Lumpsum investments can be ideal for investors confident about market conditions and their risk profile.

RingMoney offers a seamless, paperless experience where you can compare, analyze, and invest in mutual funds easily. You get access to fund performance history, category insights, risk ratings, and calculators — empowering you to make informed decisions. Whether it’s Large Cap or Contra Funds, RingMoney helps you choose what fits your goals best.

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