Build Wealth with Smart Mutual Fund Investing

What Are Mutual Funds?

A mutual fund pools money from thousands of investors like you to invest in stocks, bonds, and other securities. Professional fund managers handle the complex work while you enjoy the benefits.

Key Benefits

Choose the Right Fund Type for Your Goals

A mutual fund pools money from thousands of investors like you to invest in stocks, bonds, and other securities. Professional fund managers handle the complex work while you enjoy the benefits.

By Market Capitalization

Large Cap Fund

Long term capital growth

Mid Cap Fund

Moderate risk, moderate returns

Small cap Fund

High risk, high returns

Large & Mid Cap

Invest in Top 250 stocks

Multi Cap Fund

Invest majorly in large, mid & small caps

Flexi Cap Fund

Invests across all Market Capitalisations

By Investment Strategy

Focused Fund

Invests in a limited number of high-conviction stocks

Contra

Stocks with the potential for long-term rebound

Equity Linked Savings Scheme

Invest in tax saving & growth

Index Funds

Invest in market index

Dividend Yield

Invest in dividend stocks

ETFs

Invest in exchange traded funds

By Sector

Banks & Financial Services

Invest in robust financial sector

Energy & Power

Invest in energy sector

Pharma & Health Care

Invest in pharma & healthcare

Technology

Invest in growing tech companies

Infrastructure

Invest in companies building India

Consumption

Invest in FMCG

By Short Investment duration

Overnight Fund

Instruments with 1 - day maturity

Liquid Fund

Instruments for high liquidity

Ultra Short Duration Fund

Invests in debt with 3 – 6 month maturity

Low Duration Funds

Invests in bonds with 6 – 12 month maturity

Money Market Funds

Invests in highly liquid, short - term debt

Short Duration

Invests in bonds with 1 – 3 year maturity

By Medium to Long duration

Medium Duration

Bonds with 3 – 4 year maturity

Medium to Long Duration

Bonds with 4 – 7 year maturity

Long Duration

Bonds with over 7 - year maturity

Dynamic Bond

Shifts maturities based on interest rate outlook

Fixed Maturity Plans

Closed - ended funds that mature on a fixed date

ETFs

Funds that track index, commodity, or theme

By Others

Banking and PSU Fund

Debt issued by banks and PSU companies

Corporate Bond

Invests in corporate debt securities

Credit Risk Fund

B onds with higher return potential

Gilt Fund

Invests in government securities

Floating Rate

Bonds that adjust with the market

Debt -Interval Funds

Allows investme nt during fixed intervals

Aggressive Hybrid Fund

Equities with a small debt portion

Arbitrage Fund

Earns low - risk returns from cash and futures

Balanced Advantage

Adjusts equity and debt investments

Conservative Hybrid Fund

Invests in debt with a small equity portion

Dynamic Asset Allocation

Invests in market trends.

Multi Asset Allocation

Invests across multiple asset classes

Top Performing Mutual Funds

Handpicked funds based on consistent performance, expert ratings, and investor popularity. Updated monthly.

Fund Size (In Cr.)
198
3Y Return
23.11%
Thematic FundGlobal
Fund Size (In Cr.)
279
3Y Return
11.49%
Fund Size (In Cr.)
1,426
3Y Return
7.03%
Fund Size (In Cr.)
37,122
3Y Return
7.01%
Fund Size (In Cr.)
10,218
3Y Return
6.92%
Fund Size (In Cr.)
155
3Y Return
6.89%

FAQ’s

Frequently Asked Questions about Mutual Funds

What Is a Mutual Fund & How Does It Work?

A mutual fund is a trust that pools money from multiple investors. Every investor is allotted units based on their share of the total investment in the fund. This pooled money is then invested across various asset classes such as equities, debt, and other securities by a fund manager appointed by the asset management company.

The fund manager’s primary goal is to generate good investment returns. The resulting gains or losses are distributed among the investors (unitholders) in proportion to their investment in the fund.

You can start investing with as little as ₹500 in some mutual fund schemes, especially through SIPs (Systematic Investment Plans).

You can earn returns from mutual funds in two ways:

a. Capital Gains: When the NAV of the fund appreciates.
b. Dividends: If the fund declares a dividend payout.

Remember that returns from mutual funds depend on the performance of the underlying assets and market conditions.

Most open-ended mutual funds allow you to redeem your investment anytime based on the current NAV. However, some mutual funds may have an exit load if redeemed before a specified period, usually ranging from 0.5% to 1%. Additionally, certain funds like ELSS (Equity-Linked Savings Schemes) have a 3-year lock-in period, meaning you cannot redeem your investment during this time.
Yes, all mutual funds in India are regulated by SEBI, to ensure transparency and investor protection.

On withdrawal, if your redemption value is higher than the purchase price of a mutual fund, the same will be classified as capital gains. The gains from equity (above a threshold limit) and debt funds are taxable. The gains are classified as short-term capital gains (STCG) or long-term capital gains, depending on the holding period.

In the case of equity funds, if you sell your investments before one year, gains will be classified as STCG; otherwise, LTCG. In the case of debt mutual funds, if you sell your funds after 3 years, the gains will be classified as LTCG. However, gains on holdings sold before 3 years will be classified as STCG.

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